When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.
When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.
4.9% AER (variable)
Flexible - withdraw anytime
Completely free - no account fees
Individual Saving Accounts (ISAs) let you save tax-free. Deposit up to £20,000 each tax year and earn tax-free interest.
Earn 4.9 AER variable
Earn every day. Withdraw anytime.
Simple terms
No minimums
Earn interest on your entire cash balance, big or small. One rate for all.
Unlimited access
Your cash is always free to use. Withdraw anytime without any impact on your interest rates.
Earn daily, paid monthly
Your interest accumulates daily and is paid monthly, maximising your earnings
The 212 difference
Completely free. No account minimums. No lockup periods.
Interest rate (variable)
4.9%
Drops to 4.25% after 1 year. 0.75% if your cash is below £500.
Drops to 4.29% after 1 year. 3% if your cash is below £100.
Through Zopa.
4.84%
Drops to 4.58% after 1 year.
Interest payment frequency
Monthly
Yearly
Monthly
Monthly
Monthly
Monthly
Withdrawal limit
None
Interest drops to 0.75% if you make 3+ withdrawals per year.
Interest drops to 3% if you make 4+ withdrawals per year.
None
None
None
Minimum deposit
£1
£500
£1
£1
£1
£1
Account fees
£0
£0
£0
£0
£0
£0
Drops to 4.25% after 1 year. 0.75% if your cash is below £500.
Drops to 4.29% after 1 year. 3% if your cash is below £100.
Through Zopa.
4.84%
Drops to 4.58% after 1 year.
Yearly
Monthly
Monthly
Monthly
Monthly
Interest drops to 0.75% if you make 3+ withdrawals per year.
Interest drops to 3% if you make 4+ withdrawals per year.
None
None
None
£500
£1
£1
£1
£1
£0
£0
£0
£0
£0
Comparisons to other ISA providers are made by Trading 212 and are based on published costs on their websites as of 27.05.2024.
The 212 difference
Completely free. No account minimums. No lockup periods.
4.9%
Monthly
None
£1
£0
Drops to 4.25% after 1 year. 0.75% if your cash is below £500.
Yearly
Interest drops to 0.75% if you make 3+ withdrawals per year.
£500
£0
Drops to 4.29% after 1 year. 3% if your cash is below £100.
Monthly
Interest drops to 3% if you make 4+ withdrawals per year.
£1
£0
Through Zopa.
Monthly
None
£1
£0
4.84%
Monthly
None
£1
£0
Drops to 4.58% after 1 year.
Monthly
None
£1
£0
Comparisons to other ISA providers are made by Trading 212 and are based on published costs on their websites as of 27.05.2024.
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Excellent
Rated 4.6 / 5 based on 39,830 reviews on
Trustpilot
Rated 4.6 / 5 based on 39,830 reviews on
Trustpilot
From being a beginner it’s such an easy…
From being a beginner it’s such an easy app to use! Very confident I can use it to invest my money safely!
Brilliant app
Brilliant app, super intuitive, good rates and clear to see earnings
Great app to use for novices and…
Great app to use for novices and experts. Easy interface and easily navigatable to invest in the stocks you choose. Fees are also pretty low. I have been a long time user and no issues.
Easy Quick Efficient
Very easy to use. Quick and efficient. I love that you get updates on your interest and investments.
Greta value and functionality for…
Greta value and functionality for saving and passive index investing in the UK. Been using for 2 years now
Exceptional platform
Exceptional platform. Easy to use and everything well laid down simpler analysis.
Working together has been excellent
Each part of my dealings so far has been excellent. My wife and my own isa were transferred in effortlessly and we are kept up to date perfectly
Best trading app out there
Best trading app out there
Easy to use
Easy to use, great interest rate and would highly recommend!!!
Lovely Stuff
Everything is straightforward and efficient. I've enjoyed the cashback and interest on uninvested funds the most.
Such an easy app to use & very clear on…
Such an easy app to use & very clear on balance & interest payable. Love the daily interest factor!
Excellent experience with this company
Excellent experience with this company. A very intuitive app adds to the ease of use. I'm delighted to have chosen Trading 212 and can recommend them. The set-up process was easy and uncomplicated.
Great overall experience over 4 years
Great overall experience over 4 years, especially as someone who just wants to invest on the side. Simple but well laid out User interface with all the info you really need on companies or funds. Make sure to use ISA so as not to pay tax on profits is all I would say.
User friendly
Easy to use app. Good interest rate. Easy to make deposits and instant access if we need to make withdrawals.
Secure but easy access to the account
Secure but easy access to the account; interesting updates on interest etc. clear and concise.
Great investing platform
Great platform for beginners and seasoned investors alike. Easy to use and good community help and chat.
Fantastic interesting experience…
Fantastic interesting experience reading articles and relevant information about stocks and shares and seeing growth in my isa
Remarkable design and app interface
Remarkable design and app interface. Compared with offerings from established banks, which range from serviceable to bizarre, I marvel at how much utility is crammed into a sleek package.
Best ISA Provider by Far. Good customer service.
I transferred my Cash ISA to Trading212 from Moneybox because my 1% bonus rate with Moneybox was ending. Trading212's interest rate was market-leading and also offered the additional benefits of being a flexible Cash ISA (which is relatively uncommon) as well as having no limits on the number of withdrawals I could make per year. There are no fees either. The transfer was smooth and quicker than estimated. Since switching, the rate offered was decreased once in line with the BOE interest rate cut in August, which is understandable and to be expected. However, since that cut, there has been one more cut by the BOE, but instead of cutting the rate in line like most providers have, Trading212 has increased the rate several times, which is very impressive. The fact that they applied it to all accounts and not just new customers is also commendable. Customer service is equally very good. Initially, after my transfer was completed, my ISA allowance for the year was showing the wrong amount. However, the issue was rectified with a quick message to customer service. The app experience is also top-notch. Overall, Trading212's service has been beyond my expectations, and I am very pleased with their service. 😁
App works perfectly every time
App works perfectly every time. Great app dashboard, great savings rate and funds availability
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