When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.
When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.
4.9% AER (variable)
Flexible - withdraw anytime
Completely free - no account fees
Individual Saving Accounts (ISAs) let you save tax-free. Deposit up to £20,000 each tax year and earn tax-free interest.
Earn 4.9 AER variable
Earn every day. Withdraw anytime.
Simple terms
No minimums
Earn interest on your entire cash balance, big or small. One rate for all.
Unlimited access
Your cash is always free to use. Withdraw anytime without any impact on your interest rates.
Earn daily, paid monthly
Your interest accumulates daily and is paid monthly, maximising your earnings
The 212 difference
Completely free. No account minimums. No lockup periods.
Interest rate (variable)
4.9%
Drops to 4.25% after 1 year. 0.75% if your cash is below £500.
Drops to 4.29% after 1 year. 3% if your cash is below £100.
Through Zopa.
4.84%
Drops to 4.58% after 1 year.
Interest payment frequency
Monthly
Yearly
Monthly
Monthly
Monthly
Monthly
Withdrawal limit
None
Interest drops to 0.75% if you make 3+ withdrawals per year.
Interest drops to 3% if you make 4+ withdrawals per year.
None
None
None
Minimum deposit
£1
£500
£1
£1
£1
£1
Account fees
£0
£0
£0
£0
£0
£0
Drops to 4.25% after 1 year. 0.75% if your cash is below £500.
Drops to 4.29% after 1 year. 3% if your cash is below £100.
Through Zopa.
4.84%
Drops to 4.58% after 1 year.
Yearly
Monthly
Monthly
Monthly
Monthly
Interest drops to 0.75% if you make 3+ withdrawals per year.
Interest drops to 3% if you make 4+ withdrawals per year.
None
None
None
£500
£1
£1
£1
£1
£0
£0
£0
£0
£0
Comparisons to other ISA providers are made by Trading 212 and are based on published costs on their websites as of 27.05.2024.
The 212 difference
Completely free. No account minimums. No lockup periods.
4.9%
Monthly
None
£1
£0
Drops to 4.25% after 1 year. 0.75% if your cash is below £500.
Yearly
Interest drops to 0.75% if you make 3+ withdrawals per year.
£500
£0
Drops to 4.29% after 1 year. 3% if your cash is below £100.
Monthly
Interest drops to 3% if you make 4+ withdrawals per year.
£1
£0
Through Zopa.
Monthly
None
£1
£0
4.84%
Monthly
None
£1
£0
Drops to 4.58% after 1 year.
Monthly
None
£1
£0
Comparisons to other ISA providers are made by Trading 212 and are based on published costs on their websites as of 27.05.2024.
Start investing now
Excellent
Rated 4.6 / 5 based on 42,460 reviews on
Trustpilot
Rated 4.6 / 5 based on 42,460 reviews on
Trustpilot
Love the app
Love the app, the daily interest notifications are very satisfying. Setting up an account was super easy and the app is intuitive to use. So far I'm really impressed.
Trust that I can get my money withdrawn…
Trust that I can get my money withdrawn easily. Never had any issues with the app. Provides a statements each time I do task.
Easy to use
Easy to set up. Easy transfer of ISA Enjoy watching interest added daily Early days but so far so good
I love trading212!
I love trading212! I remember the times where buying shares would cost a minimum of £10 and Trading212 has made investing accessible. The pie’s are excellent, the cashback scheme great and the Cash ISA is better than most banks. I hope Trading212 continues to put customers first and improving the platform.
I have been using T212 for about 3…
I have been using T212 for about 3 years now and so far i have a very good experience. Easy to manage your stocks for 24 hours for US markets. Hopefully they will stay this way or even more. And Hopefully they will consider fund transfer from Revolut as many people have revolut account like myself.
Everything works well
Been using Trading 212 for a couple of years. Everything works well. The app and the website are easy to use. I like the lack of fees / the low fees. I like the pies for automating your investments. I like the notifications for price changes of specific assets. The customer support is polite.
Really good app makes it easy to top up…
Really good app makes it easy to top up my cash isa & it’s fun to see the daily interest accruing
Fantastic app
Fantastic app and convenient and easy investing. Also the only company with a decent chatbot for customer support.
The speed and convenience of the App is…
The speed and convenience of the App is great. Being able to see transactions and growing interest is reassuring. Transfer of an ISA from another provider was a very simple process.
Everything Is Great
I had an issue with a typo in my name, and it was resolved in no time, and in a friendly and professional manner. Thank you!
Straight forward investing
Really simple to use for those new to saving/investing, with clear options and explanations provided. I'm very happy with the service Trading 212 provide.
I like the way I am kept up to date…
I like the way I am kept up to date regularly with the amount of interest earned and the fact the interest is the best in the market.
An efficient, reliable, and relatively uncomplicated trading and cash deposit platform.
The positives are reliable, well presented information, and relative (not perfect) ease of use. I also really like the very competitive interest rates offered by their deposit accounts for when your trading is on pause. Better rates than any mainstream bank as far as I can tell.
I'll give a more detailed review after…
I'll give a more detailed review after 6 months, but so far it's clean, easy to use and easy to understand. Also easy to lose a lot of money very quickly if you're over keen and under read. But so far I've profited. Good experience so far.
The app is really intuitive and…
The app is really intuitive and everything works really well. I’ve used Trading 212 for the past 2 years and never had any issues.
Excellent
Excellent, daily interest shown. Easy to use and keep an eye on your money. I would definitely recommend.
Easy app to follow
Easy app to follow . Great to watch your money grow right in front of your eyes. Transactions in has been super easy and quick.
Great experience
Great app to use, useful pie feature and super low cost to buy shares, really good interest rates. Highly recommended.
Love the app and the site itself
Love the app and the site itself. Great as you can see your money growing
The highest interest around and the…
The highest interest around and the interest is paid daily! Can’t recommend enough
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