When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.
The simplest way to save
5.26%* AER (variable)
Flexible - withdraw anytime
Completely free - no account fees
*Promo rate for new clients including bonus of 0.76% for the first 3 months. See the FAQ, and the Promo rate terms
AER
Earn high interest in a tax-free account
Individual Saving Accounts (ISAs) let you save tax-free. Deposit up to £20,000 each tax year and earn tax-free interest.
Tax treatment depends on your individual circumstances and ISA regulations which may change
Tax treatment depends on your individual circumstances and ISA regulations which may change
Earn 5.26%* AER variable
Earn every day. Withdraw anytime.
*Promo rate for new clients including bonus of 0.76% for the first 3 months. See the FAQ, and the Promo rate terms
5.26
GBP
Simple terms
No minimums
Earn interest on your entire cash balance, big or small. One rate for all.
Unlimited access
Your cash is always free to use. Withdraw anytime without any impact on your interest rates.
Earn daily, paid monthly
Your interest accumulates daily and is paid monthly, maximising your earnings
The 212 difference
Completely free. No account minimums. No lockup periods.
Interest rate (variable)
5.26%
Promo rate for new clients including bonus of 0.76% for the first 3 months
4.82%
Includes 0.62% bonus1
4.81%
Includes 1.27% bonus2
4.51%
Through Vida Savings
5%
Includes 0.68% bonus3
5.01%
includes 1.21% bonus4
Interest payment frequency
Monthly
Yearly
Monthly
Monthly
Monthly
Monthly
Withdrawal limit
None
None
Interest drops to 0.75% if you make 3+ withdrawals per year.
None
Interest drops to 2.5% if you make 4+ withdrawals per year.
None
None
None
Minimum deposit
£1
£500
£1
£1
£1
£1
Account fees
£0
£0
£0
£0
£0
£0
4.82%
Includes 0.62% bonus1
4.81%
Includes 1.27% bonus2
4.51%
Through Vida Savings
5%
Includes 0.68% bonus3
5.01%
includes 1.21% bonus4
Yearly
Monthly
Monthly
Monthly
Monthly
None
Interest drops to 0.75% if you make 3+ withdrawals per year.
None
Interest drops to 2.5% if you make 4+ withdrawals per year.
None
None
None
£500
£1
£1
£1
£1
£0
£0
£0
£0
£0
Comparisons to other ISA providers are made by Trading 212 and are based on published costs on their websites as of 17.03.2025.
1. Promo rate for new clients for the first 12 months.
2. Promo rate for new clients for the first 12 months.
3. Promo rate for new clients for the first 6 months.
4. Promo rate for new clients for the first 3 months.
The 212 difference
Completely free. No account minimums. No lockup periods.
- Interest rate (variable)
5.26%
Promo rate for new clients including bonus of 0.76% for the first 3 months
- Interest payment frequency
Monthly
- Withdrawal limit
None
- Minimum deposit
£1
- Account fees
£0
- Interest rate (variable)
4.82%
Includes 0.62% bonus1
- Interest payment frequency
Yearly
- Withdrawal limit
None
Interest drops to 0.75% if you make 3+ withdrawals per year.
- Minimum deposit
£500
- Account fees
£0
- Interest rate (variable)
4.81%
Includes 1.27% bonus2
- Interest payment frequency
Monthly
- Withdrawal limit
None
Interest drops to 2.5% if you make 4+ withdrawals per year.
- Minimum deposit
£1
- Account fees
£0
- Interest rate (variable)
4.51%
Through Vida Savings
- Interest payment frequency
Monthly
- Withdrawal limit
None
- Minimum deposit
£1
- Account fees
£0
- Interest rate (variable)
5%
Includes 0.68% bonus3
- Interest payment frequency
Monthly
- Withdrawal limit
None
- Minimum deposit
£1
- Account fees
£0
- Interest rate (variable)
5.01%
includes 1.21% bonus4
- Interest payment frequency
Monthly
- Withdrawal limit
None
- Minimum deposit
£1
- Account fees
£0
Comparisons to other ISA providers are made by Trading 212 and are based on published costs on their websites as of 17.03.2025.
1. Promo rate for new clients for the first 12 months.
2. Promo rate for new clients for the first 12 months.
3. Promo rate for new clients for the first 6 months.
4. Promo rate for new clients for the first 3 months.
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All stats are global. The clients figure refers to lifetime funded accounts.
Excellent
Rated 4.6 / 5 based on 48,203 reviews on
Trustpilot
Rated 4.6 / 5 based on 48,203 reviews on
Trustpilot
Invited
Excellent platform
Used Trading212 for years and built up a decent stocks ISA. Would highly recommend
Invited
Great app
Great app, best interest rates!
Invited
Best app for investing
Best app for investing. Quick deposits and quick withdrawals. Extremely well put together user interface and easy to use and get used to.
Invited
Fantastic experience
Fantastic experience, really easy to use, and love that I can see the daily interest amount being added to my account!
Invited
Very good service
Response was quick. Verified promptly after submitting required document. Thank you.
Invited
Easy to use app
Easy to use app. Good rate of interest. I enjoy seeing the interest being added daily to my account.
Invited
Good value.
Simple & Efficient platform & processes. ISA transfer in took only a few days. Great value.
Invited
No problems at all!!
It was as easy to set up the ISA and the website is well laid out and easy to navigate. Well done!!
Invited
Low spreads and no fees
Low spreads and no fees, transparent pricing and informative market updates. Easily accessible fundamental data on financials is helpful as a snapshot.
Invited
It's just the best trading app
It's just the best trading app, full stop. Simple and zero fees and flexible switching between accounts
Invited
Very easy to use and navigate
Very easy to use and navigate. Daily interest updates. Competitive interest rates.
Invited
I opened my Trading 212 cash ISA last…
I opened my Trading 212 cash ISA last month. So far I have been really impressed by Trading 212. I love seeing the daily interest. I find it very motivating and the app is really easy to use and intuitive.
Invited
I’ve been using Trading 212 for a while…
I’ve been using Trading 212 for a while now, and I can confidently say it’s one of the best trading platforms available. The app is incredibly user-friendly, making it easy for both beginners and experienced investors to navigate.
Invited
So easy to see and understand how your…
So easy to see and understand how your investment is performing. Very simple to transfer funds in and out.
Invited
Reliable and Trusted
It's reliable and trusted with investments. An easy to use application where you can deposit and withdraw money. There is a lot of information available and choices, just depends as always on your knowledge and risk appetite.
Invited
Excellent
I love how I can access my information easily and the interest is shown on a daily basis and added monthly. I cannot fault this company at all.
Invited
All-in-one platform for managing your money
All-in-one platform for managing your money. Takes the hassle out of putting your uninvested cash to work, by letting you opt-in to investing it in money markets, with better interest rates than fixed term bonds. Also has flexible ISAs, debit card, currency account, and even CFD trading, though I will not be using that as it's practically gambling!
Invited
So easy to invest
So easy to invest . I was a little unsure to start with but great app good returns.i started off with shares but have used cashisa too .
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