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1 investing account.
12 global currencies.

Avoid FX fees. Deposit and invest across multiple currencies.

Get the app

Start investing

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Get the app

Watch the video

Deposit in your preferred currency

Deposit and withdraw with the same currency as your bank account's currency to avoid conversion fees from your bank

Supported currencies

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GBP

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USD

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EUR

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CAD

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CHF

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DKK

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NOK

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PLN

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SEK

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CZK

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RON

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HUF

Pay no FX fees
by trading in the asset's currency

  • instrument logo

    Buying Tesla?

    currency logo

    Invest USD

  • instrument logo

    Buying Porsche?

    currency logo

    Invest EUR

  • instrument logo

    Buying Tesco?

    currency logo

    Invest GBP

0.15% FX fee applies only when converting funds

  • instrument logo

    Buying Tesla?

    currency logo

    Invest USD

  • instrument logo

    Buying Porsche?

    currency logo

    Invest EUR

  • instrument logo

    Buying Tesco?

    currency logo

    Invest GBP

0.15% FX fee applies only when converting funds

Convert funds instantly.
Even on weekends.

With Trading 212 you convert funds at the live interbank rate, the same rate banks use to convert currencies with each other.

We charge only 0.15% FX fee on currency conversions!

No extra FX costs. You'll never pay more than 0.15%, even on weekends.

Learn more

If you enable interest, we will hold your cash in qualifying money market funds and banks. Otherwise, we will hold it only in banks. Interest applies on cash in an investment account. Terms apply. When investing, your capital is at risk.

Earn AER on

Get paid daily. Withdraw anytime.

Learn more

If you enable interest, we will hold your cash in qualifying money market funds and banks. Otherwise, we will hold it only in banks. Interest applies on cash in an investment account. Terms apply. When investing, your capital is at risk.

Start building wealth now

Join over 5 million clients

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All stats shown are global. The number of clients represents clients who have funded at least one account, excluding clients whose accounts have been closed or deactivated.

Excellent

Rated 4.6 / 5 based on 107,046 reviews on

Trustpilot

Rated 4.6 / 5 based on 107,046 reviews on

Trustpilot

Invited

Great app

Great app and great interest rate on uninvested cash!

Gerard Connaughton

4 days ago

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Easy to use and reliable so far

Easy to use and reliable so far. I’ve been using Trading 212 to save for months now. Seeing the interest accumulate is very rewarding.

Joana S

4 days ago

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Great for instant access savings

Easy to use the app and get an instant view of funds and interest accruing. Have also set up easy transfers to deposit/withdraw money as necessary

Mr N Holbrook

4 days ago

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Easy to use

Easy to use. Good interest rates. Shows interest earned regularly.

Shirley

4 days ago

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T212 is easy to use

T212 is easy to use and makes me feel much more in control of my financial future.

Jane R

4 days ago

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Straight forward app to navigate

Easy to navigate app that shows the daily progress of interest to my savings!

MR MARK BANKS

4 days ago

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Good experience! I am using it for 6 years and am happy

Usr friendly interface. Fast money in/out. Plenty of instruments to invest in.

Nikolay Mikhaylyuk

5 days ago

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I love the app

I love the app, how it makes investment easy. I like the app is helpful, and how you let what instres you got.

Mr Kenneth Ibrahim

5 days ago

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Easy to use and understand

Easy to use and understand. Easy to make payments and withdrawals. Very informative.

Robert Williams

5 days ago

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User friendly

Trading 212 is user friendly. Would recommend to anyone

Lucille

5 days ago

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Ease of use

Ease of use. All important information consolidated and accessible in one place. Buying, selling and fees incurred prevented clearly.

E G Coleman

5 days ago

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Invest free

I find it easy to navigate the site I can tra k my investments and no one tries to sell me stuff I don't want. Its Sime to use and there are different t ways to in est.

Christopher Drewett Taylor

5 days ago

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Great Trading/Savings platform

Great Trading/Savings platform. Easy to set up and great updated info with every transaction.

Buildboy

5 days ago

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I’ve had a very positive experience…

I’ve had a very positive experience with Trading 212. The app is easy to use, well organised and makes investing simple and accessible. I particularly like the Pie feature, which helps me manage my long-term investments and automate regular contributions. Everything is clear and straightforward, and I’m very happy with the platform so far. Highly recommended!

cinch customer

5 days ago

Invited

Very clear and easy app to use

Very clear and easy app to use . Absolutely no problems so far

richard and anne roddick

5 days ago

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The ease of saving

The experience is great, all information necessary is provided, all account are explained and trading 212 makes saving easy.

Luke Eric Gilbert

5 days ago

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Best app you could possibly use

Best app you could possibly use, I use this app more than any bank. I love it!

Jakub Barcikowski

5 days ago

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Easy and Efficient

Easy to use with good functionality - very easy to transfer and withdraw with the added benefit of being completely flexible

Karim

5 days ago

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Nice experience

It’s really nice to trade with such low fees and I really like that it can be simple but also having pro features

Ali Samimi

5 days ago

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Free trading platform no monthly fees…

Free trading platform no monthly fees pays interest on cash. What more can you ask for. Trading no longer for millionaires

john butterworth

5 days ago

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Frequently asked questions

What is a multi-currency account?

A multi-currency account like Trading 212 Invest allows you to hold money and trade in multiple currencies. This means you don't have to convert money and incur FX fees each time you trade in a different currency.

Which currencies does Trading 212 Invest support?

In your Trading 212 Invest account, you can hold a variety of currencies, including GBP, USD, EUR, CAD, CHF, DKK, NOK, PLN, SEK, CZK, RON, and HUF.

Can I hold multiple currencies in a Trading 212 ISA or a Trading 212 CFD account?

Currently, only the Invest account is a multi-currency account.

Can I convert funds between currencies directly in the Trading 212 app?

Yes, you can convert funds instantly. Even on weekends.

Do I pay an FX fee when converting funds?

With Trading 212 you convert funds at the live interbank rate, the same rate banks use to convert currencies with each other.

We charge only 0.15% FX fee on currency conversions!

No extra FX costs. You'll never pay more than 0.15%, even on weekends.

What is a primary currency?

The primary currency is the currency you choose when you initially open a Trading 212 account. It serves as the default currency for displaying your account value, positions, reports, statements, etc.

Can I change my primary currency?

Once selected during account setup, the primary currency can't be changed. However, you can hold funds and trade in any of the supported currencies:

GBP, USD, EUR, CHF, DKK, NOK, PLN, SEK, CZK, RON, CAD and HUF.

Can I select the deposit currency?

Yes, with Trading 212 Invest you can deposit funds in any of the supported currencies. This flexibility not only allows for more control over your account management and trading activity but can also help you avoid potential conversion charges from your bank.

Can I select the withdrawal currency?

Yes, you can withdraw funds in any currency. You can select one currency balance to withdraw from, and we will payout those funds in the selected currency.

We won't automatically convert funds when processing withdrawals. Please ensure that you manually convert your funds to the desired withdrawal currency before initiating the withdrawal request.

Please ensure the bank account you intend to withdraw to is in the same currency as your withdrawal. Otherwise, your bank may charge you an FX fee and potentially cause delays in the processing of your withdrawal.

Can I select the currency when placing orders?

Yes, when placing an order you can select between your primary currency and the asset's currency. Pay no FX fees on your trades by selecting the asset's currency.

Some examples:

Buying Tesla? Invest USD 💵
Buying Porsche? Invest EUR 💶
Buying Tesco? Invest GBP 💷

If you use "Number of shares" orders and the share price increases, only funds from the same currency will be used to cover the increased cost. Funds in other currencies won't be automatically converted to meet the price increase.

Can I combine multiple currencies in one order?

No, you can select one currency per order.

Do Pies support multi-currency balances?

Pies hold cash in your primary currency. When adding or taking out funds from your pies you have to use your primary currency balance, and currency conversions are charged at our standard FX fee of 0.15%. This includes any dividend reinvestments, which will again be processed in your primary currency.

Will you share interest on all currencies I hold?

With Trading 212, you earn interest on your uninvested cash with all currencies eligible for interest sharing. Please refer to our Terms page to check the current rates.

What happens to proceeds from dividends and other corporate actions?

Proceeds from dividends and other corporate actions are credited in your primary currency and are exempt from FX fee.

In which currency is my account value and account statement calculated?

Your account value is calculated and displayed in your primary currency.

Account statements are calculated and issued in your primary currency and include a breakdown of uninvested cash for each individual currency. They also include records of all currency conversion transactions, providing you with a comprehensive and transparent view of your multi-currency trading activities.