When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.
When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.
Zero-commission investing
No account fees
4.35% AER on your cash, paid daily
Other fees may apply. See our terms and fees.
4.1
AER
Building wealth is a habit.
Automate it with a Pie.
Invest in ready-made pies, or build your own selecting from thousands of stocks and ETFs
Individual Saving Accounts (ISAs) let you save and invest tax-free. Deposit up to £20,000 each tax year, and pay no tax on your profits.
Earn 4.35% AER on your cash
Get paid daily. Withdraw anytime.
4.35
GBP
If you enable interest, we will hold your cash in qualifying money market funds and banks. Otherwise, we will hold it only in banks. Interest applies on cash in an investment account. Terms apply. When investing, your capital is at risk.
See the difference
No commission on buying and selling shares. No account fees.
See how we compare to other ISA providers.
Commission fees
None
None
depending on number of trades per month
international trades £9.99 or £5.99 with Super Investor plan
Account fees
None
£5.99 - £11.99 mo.3
on the funds value (first £250,000) in your account
depending on the monthly subscription plan
Dividends reinvestment
Free
Free
Free4
Minimum £10 for re-investment
Foreign exchange fees5
0.15%
depending on the monthly subscription plan
0.75% after £5,000, 0.50% after £10,000, 0.25% after £20,000
1.25% after £25,000, 1.00% after £50,000, 0.50% after £100,000, 0.25% after £600,000
Fractional shares
Bank deposits
Free
Free
Free
Free
Card deposits
(Free up to £2,000 cumulative)
There’s a £2500 lifetime limit on these payment methods: Apple/Google Pay
Free
Free
Withdrawals
Free
Free
Free
Free7
Comparisons to other Stocks and Shares ISA providers are made by Trading 212 and are based on published costs on their websites as of 13.01.2025.
0-9 = £11.95 per trade, 10-19 = £8.95 per trade, 20+ = £5.95 per trade.
UK and US trades cost £3.99 across all Stocks & Shares ISA and Trading Account plans.
Annual subscription prices vary from £5.99 to £11.99 per month.
No fees are charged for reinvesting dividends. Overseas shares may be subject to foreign exchange charges. Dividends are automatically reinvested once they reach £10 per holding.
The foreign exchange fees presented in the comparison table are applied on a per-trade basis.
0.99% per trade on a £0.00 monthly subscription, 0.59% per trade on a £4.99 monthly subscription, 0.39% per trade on a £9.99 monthly subscription.
£15 withdrawal fee may be applied on some withdrawals.
All stats are global. The clients figure refers to lifetime funded accounts.
Excellent
Rated 4.6 / 5 based on 59,278 reviews on
Trustpilot
Rated 4.6 / 5 based on 59,278 reviews on
Trustpilot
Invited
Superb support
Superb support, absolutely professional, straight to the point and most importantly fast in response and solving the problems. Cheers
Invited
Very user friendly
Very user friendly, and intuitive. Excellent display of all parameters of account.
Invited
Positive initial experience
I have been a user for a shot while only but so far, my experience is positive. The app is straightforward and user friendly to use.
Invited
A Good Service
Good reaction times on purchases and sales. Easy to follow processes. Very happy with the ethos and the service provided.
Invited
Good investment service
Good service, clear communications and low fees. Overal a great experience.
Invited
Great app
Great app for investing and saving for beginners. I'm liking the new cash back card. Not had a problem with the app.
Invited
Very customer friendly app
Very customer friendly app, I tell everyone about it, highly recommend for anyone starting their stocks journey. Only thing I’m not a huge fan of, is that it doesn’t tell you your ROI it shows your rate of return which is normally a similar figure to the ROI but I want the actual ROI instead of constantly figuring it out. Also what’s great is that you can create pies and invest into the pie and equally split investments into everything within the pie which makes it easier to manage your ROI, however it would be beneficial if you could move everything you’ve already bought into a pie, instead of creating a new pie with everything you’ve already invested in again. Hope that makes sense.
Invited
Great investment platform
Great investment platform, easy to use and navigate. Good options for different types of investments quick and straightforward.
Invited
Brilliant app
The Trading 212 app is very easy to use. Stock prices are constantly updates and the information regarding your portfolio is superb.
Invited
Ease of doing transactions
The company has a user friendly interface that one can easily learn and transact with ease.
Invited
Trading 212 review feedback
Simple and great App. Clear option of investment and the interest available for withdrawal straightforward.
Invited
I'm really enjoying using the app and…
I'm really enjoying using the app and at the same time exploring everything it has to offer and maybe in the future will invest in stocks
Invited
I’ve been using Trading 212 since Feb…
I’ve been using Trading 212 since Feb 2025. It’s a great phone app, so easy to use and low cost trading for us novices! Much cheaper and more transparent than trading via my SIPP.
Invited
I’ve been investing for many years and…
I’ve been investing for many years and I honestly can not fault T212 it’s the best app I’ve used by miles
Invited
Very pleased so far
I love the fact that I can see how much interest I am getting on a daily basis, making me want to save more, the deposits are quick and easy to make.
Invited
Easy to get started and deposit funds
Easy to get started and deposit funds. Started earning interest right away and see my interest increase shown on a daily basis by amount and chart.
Invited
Saving made easy.
Saving made easy. Easy cash Isa with 212 trading has meant i can quickly and easily earn interest. See that interest daily , and see my savings growing before my eyes in real time. Fantastic app , I recommend it to every I know.
Invited
New to investing and trading 212 have…
New to investing and trading 212 have made my experience enjoyable and the team are very helpfull.
Invited
Easy to deposit money and to withdraw
Easy to deposit money and to withdraw. Daily updates on interest. Easy to use app.
Invited
Love the app
Love the app, very easy to use. I also like the interest notifications as they remind me to regularly top up the account.
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Frequently asked questions
What are ISAs?
How does the ISA allowance work?
Can I withdraw from ISAs?
Can I open an ISA?
What are the different types of ISAs?
Can I transfer an existing ISA?
Can I have multiple ISAs?
What can I hold in an ISA?
Can I keep my ISA if I move abroad?