en

1 investing account.
12 global currencies.

Avoid FX fees. Deposit and invest across multiple currencies.

Get the app

Start investing

Watch the video

Get the app

Watch the video

Deposit in your preferred currency

Deposit and withdraw with the same currency as your bank account's currency to avoid conversion fees from your bank

Supported currencies

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GBP

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USD

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EUR

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CAD

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CHF

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DKK

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NOK

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PLN

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SEK

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CZK

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RON

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HUF

Pay no FX fees
by trading in the asset's currency

  • instrument logo

    Buying Tesla?

    currency logo

    Invest USD

  • instrument logo

    Buying Porsche?

    currency logo

    Invest EUR

  • instrument logo

    Buying Tesco?

    currency logo

    Invest GBP

0.15% FX fee applies only when converting funds

  • instrument logo

    Buying Tesla?

    currency logo

    Invest USD

  • instrument logo

    Buying Porsche?

    currency logo

    Invest EUR

  • instrument logo

    Buying Tesco?

    currency logo

    Invest GBP

0.15% FX fee applies only when converting funds

Convert funds instantly.
Even on weekends.

With Trading 212 you convert funds at the live interbank rate, the same rate banks use to convert currencies with each other.

We charge only 0.15% FX fee on currency conversions!

No extra FX costs. You'll never pay more than 0.15%, even on weekends.

Learn more

If you enable interest, we will hold your cash in qualifying money market funds and banks. Otherwise, we will hold it only in banks. Interest applies on cash in an investment account. Terms apply. When investing, your capital is at risk.

Earn AER on

Get paid daily. Withdraw anytime.

Learn more

If you enable interest, we will hold your cash in qualifying money market funds and banks. Otherwise, we will hold it only in banks. Interest applies on cash in an investment account. Terms apply. When investing, your capital is at risk.

Start building wealth now

Join over 5 million clients

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All stats are global. The clients figure refers to lifetime funded accounts.

Excellent

Rated 4.6 / 5 based on 100,961 reviews on

Trustpilot

Rated 4.6 / 5 based on 100,961 reviews on

Trustpilot

Invited

Easy to use ,helps you learn and also…

Easy to use ,helps you learn and also has practice accounts

Leutzul

Yesterday

Invited

Great app

Really clean user interface, fast executions, and great features. By far the most user-friendly trading app I've used.

Jack Stephen David Barofka

Yesterday

Invited

Daily interest paid proves saving is worthwhile

Seeing interest paid on a daily basis is very reassuring, and comforting that the effort to save is worthwhile.

Leearna Oliffe

Yesterday

Invited

Very transparent and easy to set up…

Very transparent and easy to set up account. Good rates offered.

katrine hinckley

Yesterday

Invited

I am absolutely satisfied with the…

I am absolutely satisfied with the Trading 212 app and their customer support! Whatever issue or question I have, the support team resolves it immediately and completely hassle-free. I also love the fact that they offer cashback and have a brilliantly designed reinvestment multiplier system – paying with their card and letting the money work for you is just a super smart feature. I highly recommend this platform to everyone!

Eliska Havlickova

Yesterday

Invited

Easy to use app

Easy to use app. Withdrawing is easy and quick. Very handy

Anna O'Prey

Yesterday

Invited

Very easy to use the app

Very easy to use the app. Great rates of interest.

Jo

2 days ago

Invited

Excellent app

Excellent app. Easy to use interface and regular updates

mrs Christine Capp

2 days ago

Invited

Very good service for beginners with…

Very good service for beginners with low costs so practice is easy

asiakas

2 days ago

Invited

Great stratagem

Great. It has made investing so much easier and more strategic

Kevin Chimusaru

2 days ago

Invited

Very easy to use and low charges

Very easy to use and low charges. It is good to watch the videos on YouTube to help you navigate around and reduce beginner mistakes.

Mr R P Jones

2 days ago

Invited

Easy to set up

Easy to set up, availability of funds at short notice

DF

2 days ago

Invited

No hassle app… tells you every day how…

No hassle app… tells you every day how much interest you have earned. Very user friendly.

Nick Browne

2 days ago

Invited

Great app and customer service

Got a great ISA rate for one year, thereafter it dropped back to a decent standard rate. Easy to transfer money in/ out. The app is great and easy to use. Customer service via the chat has been responsive. No complaints in the year and a half I have been using their service!

Diane M

2 days ago

Invited

Knowing how much interest you have earned.

Easy to set up an account and easy to track your money.

Michael Richard K Kellett

2 days ago

Invited

Very good app

Very good app. Makes it easy to keep tabs on things

Mr Pipe

3 days ago

Invited

Hello I’ve been enjoying my time on the…

Hello I’ve been enjoying my time on the market learning the charts and etc and I’m curious what the future beholds 😀

Preslav Marinov Petkov

3 days ago

Invited

Easy to use

Easy to use, very simple free share trading and easy access cash ISA with reasonable interest rate. Sadly lacks access to mutual funds, but ETFs are there.

Timothy

3 days ago

Invited

How there money is doing to be able to the amount of interest you are getting and seeing my money grow

You provide a good service you can see at a glance how your money is doing. I was able to get money out with out any problems.

Maureen Williams

3 days ago

Invited

Easy to use

I've been using Trading 212 with it's Android mobile app for a few weeks. Stock and Shares ISA and SIPP accounts were extremely easy to set up. I also got a free fractional share as a bonus. It provides access to a vast range of financial products. Probably the only downside is that the amount of available investment choices can be overwhelming especially for new investors. Having the ability to reduce access to some categories would probably improve the user experience.

Leo

3 days ago

Showing some of our positive client reviews

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Frequently asked questions

What is a multi-currency account?

A multi-currency account like Trading 212 Invest allows you to hold money and trade in multiple currencies. This means you don't have to convert money and incur FX fees each time you trade in a different currency.

Which currencies does Trading 212 Invest support?

In your Trading 212 Invest account, you can hold a variety of currencies, including GBP, USD, EUR, CAD, CHF, DKK, NOK, PLN, SEK, CZK, RON, and HUF.

Can I hold multiple currencies in a Trading 212 ISA or a Trading 212 CFD account?

Currently, only the Invest account is a multi-currency account.

Can I convert funds between currencies directly in the Trading 212 app?

Yes, you can convert funds instantly. Even on weekends.

Do I pay an FX fee when converting funds?

With Trading 212 you convert funds at the live interbank rate, the same rate banks use to convert currencies with each other.

We charge only 0.15% FX fee on currency conversions!

No extra FX costs. You'll never pay more than 0.15%, even on weekends.

What is a primary currency?

The primary currency is the currency you choose when you initially open a Trading 212 account. It serves as the default currency for displaying your account value, positions, reports, statements, etc.

Can I change my primary currency?

Once selected during account setup, the primary currency can't be changed. However, you can hold funds and trade in any of the supported currencies:

GBP, USD, EUR, CHF, DKK, NOK, PLN, SEK, CZK, RON, CAD and HUF.

Can I select the deposit currency?

Yes, with Trading 212 Invest you can deposit funds in any of the supported currencies. This flexibility not only allows for more control over your account management and trading activity but can also help you avoid potential conversion charges from your bank.

Can I select the withdrawal currency?

Yes, you can withdraw funds in any currency. You can select one currency balance to withdraw from, and we will payout those funds in the selected currency.

We won't automatically convert funds when processing withdrawals. Please ensure that you manually convert your funds to the desired withdrawal currency before initiating the withdrawal request.

Please ensure the bank account you intend to withdraw to is in the same currency as your withdrawal. Otherwise, your bank may charge you an FX fee and potentially cause delays in the processing of your withdrawal.

Can I select the currency when placing orders?

Yes, when placing an order you can select between your primary currency and the asset's currency. Pay no FX fees on your trades by selecting the asset's currency.

Some examples:

Buying Tesla? Invest USD 💵
Buying Porsche? Invest EUR 💶
Buying Tesco? Invest GBP 💷

If you use "Number of shares" orders and the share price increases, only funds from the same currency will be used to cover the increased cost. Funds in other currencies won't be automatically converted to meet the price increase.

Can I combine multiple currencies in one order?

No, you can select one currency per order.

Do Pies support multi-currency balances?

Pies hold cash in your primary currency. When adding or taking out funds from your pies you have to use your primary currency balance, and currency conversions are charged at our standard FX fee of 0.15%. This includes any dividend reinvestments, which will again be processed in your primary currency.

Will you share interest on all currencies I hold?

With Trading 212, you earn interest on your uninvested cash with all currencies eligible for interest sharing. Please refer to our Terms page to check the current rates.

What happens to proceeds from dividends and other corporate actions?

Proceeds from dividends and other corporate actions are credited in your primary currency and are exempt from FX fee.

In which currency is my account value and account statement calculated?

Your account value is calculated and displayed in your primary currency.

Account statements are calculated and issued in your primary currency and include a breakdown of uninvested cash for each individual currency. They also include records of all currency conversion transactions, providing you with a comprehensive and transparent view of your multi-currency trading activities.