en

1 investing account.
12 global currencies.

Avoid FX fees. Deposit and invest across multiple currencies.

Get the app

Start investing

Watch the video

Get the app

Watch the video

Deposit in your preferred currency

Deposit and withdraw with the same currency as your bank account's currency to avoid conversion fees from your bank

Supported currencies

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GBP

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USD

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EUR

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CAD

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CHF

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DKK

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NOK

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PLN

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SEK

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CZK

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RON

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HUF

Pay no FX fees
by trading in the asset's currency

  • instrument logo

    Buying Tesla?

    currency logo

    Invest USD

  • instrument logo

    Buying Porsche?

    currency logo

    Invest EUR

  • instrument logo

    Buying Tesco?

    currency logo

    Invest GBP

0.15% FX fee applies only when converting funds

  • instrument logo

    Buying Tesla?

    currency logo

    Invest USD

  • instrument logo

    Buying Porsche?

    currency logo

    Invest EUR

  • instrument logo

    Buying Tesco?

    currency logo

    Invest GBP

0.15% FX fee applies only when converting funds

Convert funds instantly.
Even on weekends.

With Trading 212 you convert funds at the live interbank rate, the same rate banks use to convert currencies with each other.

We charge only 0.15% FX fee on currency conversions!

No extra FX costs. You'll never pay more than 0.15%, even on weekends.

Learn more

If you enable interest, we will hold your cash in qualifying money market funds and banks. Otherwise, we will hold it only in banks. Interest applies on cash in an investment account. Terms apply. When investing, your capital is at risk.

Earn AER on

Get paid daily. Withdraw anytime.

Learn more

If you enable interest, we will hold your cash in qualifying money market funds and banks. Otherwise, we will hold it only in banks. Interest applies on cash in an investment account. Terms apply. When investing, your capital is at risk.

Start building wealth now

Join over 5 million clients

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Open account

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All stats are global. The clients figure refers to lifetime funded accounts.

Excellent

Rated 4.6 / 5 based on 97,128 reviews on

Trustpilot

Rated 4.6 / 5 based on 97,128 reviews on

Trustpilot

Invited

Loving the experience of watching my…

Loving the experience of watching my money grow.

Customer

3 days ago

Invited

Good intuitive app

Good intuitive app. Great initial cash ISA rate.

Martin M

3 days ago

Invited

Really easy to use/understand

Really easy to use/understand. 100% recommend

Samuel Joseph Mcgarva

3 days ago

Invited

Very good service

Very good service, excellent rate an easy to use App,keeps me informed with daily updates.

Mr Craig Turner

3 days ago

Invited

Very straight forward cash ISA account…

Very straight forward cash ISA account which keeps you well informed daily via the app.

Gavin Peers

3 days ago

Invited

Easy access to information which is is…

Easy access to information which is is clearly shown. Easy to deposit funds. Clear and simple.

Michael Gibbons

3 days ago

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Best UX for an investment app

Seamless, so useful, and so easy to use to manage investments.

Vikram

3 days ago

Invited

Really clear and easy to use

Really clear and easy to use. Daily interest is great too.

LM

3 days ago

Invited

Daily Growth

I like that the app updates daily showing me how my investment is growing, I find this encourages me to save harder.

Dawn Jennings

3 days ago

Invited

Easy to operate

Easy to operate and good rate of interest. App works well and it’s easy to move money in and out of cash isa account.

Deedee

3 days ago

Invited

Watching your money grow

Love this ISA and the fact you can check in when you want yo see your savings increasing.

Karen

3 days ago

Invited

Excellent app everything works as it…

Excellent app everything works as it should highly recommend.

Mr kevin leach

3 days ago

Invited

Great app

Great app, decent offers from company. Happy to stay with them.

D Baldwin

4 days ago

Invited

Simple to use with on board help

Simple to use with on board help. The app is easy to navigate and you can keep an eye on your money.

Mike

4 days ago

Invited

Very easy and quick to set up prompt…

Very easy and quick to set up prompt notifications competitive rates and very user friendly

C Sweeney

4 days ago

Invited

Simple and easy to use

Simple and easy to use. great for investing. Loads of information on the app for newbies

lauren

4 days ago

Invited

Simple and easy to use

Simple and easy to use. Summaries great and notifications works well and customizable.

Dean Brown

4 days ago

Invited

Very easy to use

Great to see daily interest. Easy to move money around.

Mary Lyons

4 days ago

Invited

App is great

App is great Options trading is what it requires to make better

Malcolm McNally

4 days ago

Invited

Very easy to use interface

Very easy to use interface. User friendly and nice regular updates.

Robbie Cairns

4 days ago

Showing some of our positive client reviews

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Frequently asked questions

What is a multi-currency account?

A multi-currency account like Trading 212 Invest allows you to hold money and trade in multiple currencies. This means you don't have to convert money and incur FX fees each time you trade in a different currency.

Which currencies does Trading 212 Invest support?

In your Trading 212 Invest account, you can hold a variety of currencies, including GBP, USD, EUR, CAD, CHF, DKK, NOK, PLN, SEK, CZK, RON, and HUF.

Can I hold multiple currencies in a Trading 212 ISA or a Trading 212 CFD account?

Currently, only the Invest account is a multi-currency account.

Can I convert funds between currencies directly in the Trading 212 app?

Yes, you can convert funds instantly. Even on weekends.

Do I pay an FX fee when converting funds?

With Trading 212 you convert funds at the live interbank rate, the same rate banks use to convert currencies with each other.

We charge only 0.15% FX fee on currency conversions!

No extra FX costs. You'll never pay more than 0.15%, even on weekends.

What is a primary currency?

The primary currency is the currency you choose when you initially open a Trading 212 account. It serves as the default currency for displaying your account value, positions, reports, statements, etc.

Can I change my primary currency?

Once selected during account setup, the primary currency can't be changed. However, you can hold funds and trade in any of the supported currencies:

GBP, USD, EUR, CHF, DKK, NOK, PLN, SEK, CZK, RON, CAD and HUF.

Can I select the deposit currency?

Yes, with Trading 212 Invest you can deposit funds in any of the supported currencies. This flexibility not only allows for more control over your account management and trading activity but can also help you avoid potential conversion charges from your bank.

Can I select the withdrawal currency?

Yes, you can withdraw funds in any currency. You can select one currency balance to withdraw from, and we will payout those funds in the selected currency.

We won't automatically convert funds when processing withdrawals. Please ensure that you manually convert your funds to the desired withdrawal currency before initiating the withdrawal request.

Please ensure the bank account you intend to withdraw to is in the same currency as your withdrawal. Otherwise, your bank may charge you an FX fee and potentially cause delays in the processing of your withdrawal.

Can I select the currency when placing orders?

Yes, when placing an order you can select between your primary currency and the asset's currency. Pay no FX fees on your trades by selecting the asset's currency.

Some examples:

Buying Tesla? Invest USD 💵
Buying Porsche? Invest EUR 💶
Buying Tesco? Invest GBP 💷

If you use "Number of shares" orders and the share price increases, only funds from the same currency will be used to cover the increased cost. Funds in other currencies won't be automatically converted to meet the price increase.

Can I combine multiple currencies in one order?

No, you can select one currency per order.

Do Pies support multi-currency balances?

Pies hold cash in your primary currency. When adding or taking out funds from your pies you have to use your primary currency balance, and currency conversions are charged at our standard FX fee of 0.15%. This includes any dividend reinvestments, which will again be processed in your primary currency.

Will you share interest on all currencies I hold?

With Trading 212, you earn interest on your uninvested cash with all currencies eligible for interest sharing. Please refer to our Terms page to check the current rates.

What happens to proceeds from dividends and other corporate actions?

Proceeds from dividends and other corporate actions are credited in your primary currency and are exempt from FX fee.

In which currency is my account value and account statement calculated?

Your account value is calculated and displayed in your primary currency.

Account statements are calculated and issued in your primary currency and include a breakdown of uninvested cash for each individual currency. They also include records of all currency conversion transactions, providing you with a comprehensive and transparent view of your multi-currency trading activities.