en

1 investing account.
12 global currencies.

Avoid FX fees. Deposit and invest across multiple currencies.

Get the app

Start investing

Watch the video

Get the app

Watch the video

Deposit in your preferred currency

Deposit and withdraw with the same currency as your bank account's currency to avoid conversion fees from your bank

Supported currencies

currency logo

GBP

currency logo

USD

currency logo

EUR

currency logo

CAD

currency logo

CHF

currency logo

DKK

currency logo

NOK

currency logo

PLN

currency logo

SEK

currency logo

CZK

currency logo

RON

currency logo

HUF

Pay no FX fees
by trading in the asset's currency

  • instrument logo

    Buying Tesla?

    currency logo

    Invest USD

  • instrument logo

    Buying Porsche?

    currency logo

    Invest EUR

  • instrument logo

    Buying Tesco?

    currency logo

    Invest GBP

0.15% FX fee applies only when converting funds

  • instrument logo

    Buying Tesla?

    currency logo

    Invest USD

  • instrument logo

    Buying Porsche?

    currency logo

    Invest EUR

  • instrument logo

    Buying Tesco?

    currency logo

    Invest GBP

0.15% FX fee applies only when converting funds

Convert funds instantly.
Even on weekends.

With Trading 212 you convert funds at the live interbank rate, the same rate banks use to convert currencies with each other.

We charge only 0.15% FX fee on currency conversions!

No extra FX costs. You'll never pay more than 0.15%, even on weekends.

Learn more

If you enable interest, we will hold your cash in qualifying money market funds and banks. Otherwise, we will hold it only in banks. Interest applies on cash in an investment account. Terms apply. When investing, your capital is at risk.

Earn AER on

Get paid daily. Withdraw anytime.

Learn more

If you enable interest, we will hold your cash in qualifying money market funds and banks. Otherwise, we will hold it only in banks. Interest applies on cash in an investment account. Terms apply. When investing, your capital is at risk.

Start building wealth now

Join over 5 million clients

Get the app

Open account

Get the mobile app

qr-code

All stats are global. The clients figure refers to lifetime funded accounts.

Excellent

Rated 4.6 / 5 based on 102,623 reviews on

Trustpilot

Rated 4.6 / 5 based on 102,623 reviews on

Trustpilot

Best broker app by far

I’ve had an excellent experience with Trading 212. The app is exceptionally well designed, with a clean, intuitive UI that makes investing feel simple without compromising on functionality. I particularly love features like Pies, which make it incredibly easy to build and manage a diversified portfolio, as well as the clear and well-presented performance metrics. It’s easy to understand how your investments are performing at a glance, which is something many other platforms struggle to get right. The fees are also very competitive, making Trading 212 particularly attractive for long-term investors. The combination of low costs, excellent functionality, interests paid daily on uninvested cash and a genuinely user-friendly experience makes it the best investing platforms I’ve used. Overall, a fantastic app that keeps adding useful features while remaining incredibly easy to use. Highly recommended for both beginners and more experienced investors.

Victor Poirette

4 days ago

Invited

Keeping it low cost and simple

Great for both cash and stocks & shares ISA's as well as SIPP's

Bradley Masters

4 days ago

Invited

Kept well informed on how my investment…

Kept well informed on how my investment is progressing

Ann Armstrong

4 days ago

Invited

Simple to use for someone like me

Simple to use for someone like me . Easy to add or withdraw

Tracey

4 days ago

Invited

I love it

I love it, watching the interest being added every day, being able to take money out when short abd putting as much as you can in when ever you want. I find it good to help my self be careful with money. I tell everybody how good it is.

Karen Phillips

4 days ago

Invited

Easy to use

Easy to use, love seeing the interest increasing each day. Simple to install on iPhone, although tricky on android

Liz Robbins

4 days ago

Invited

Good Shares ISA

Have used a zero fee competitor. Trading 212 beats them for speed of deposits and withdrawals. They also charge a lower fee for currency conversions. Transfer in of a cash ISA was efficiently handled. Make sure you use instant bank transfers, rather than cards or ApplePay for deposits. Cards work fine until you exceed a lifetime total deposit of £2000 (after which they have a 0.7% fee).

and184and

4 days ago

Invited

Great for nervous newbie investors

I have been very pleasantly surprised at the good selection of ETF’s and company shares available on this platform. Armed with a little information gleaned from you tube videos I found the site simple to navigate and the purchasing tools very easy and intuitive. I can place an instruction to sell or purchase at a particular price point which I really like. I can track prices on my own investments and also monitor other potential investments. My only regret is that I didn’t sign up sooner.

PoshPolly

5 days ago

Invited

Great service with best initial interezt rate

Good interest rate, clear display of account status, easy to explore website, timely execution of withdrawal requests

Jennifer

5 days ago

Invited

RE: Trading212 In Full.

Great and simplistic application to use for all of your trading needs!

martin stevenson

5 days ago

Invited

Very easy to use even as a beginner

Very easy to use even as a beginner. Very transparent and easy to navigate.

Pranita

5 days ago

Invited

Great app

Great app, very clear data and easy to use

JAC

5 days ago

Invited

Great!

Easy to navigate and fully protected by fca. Happy to have as the app to start my investing journey

Maximilian Anthony Bogan

5 days ago

Invited

I simply like this app

I simply like this app. It is very intuitive, charges/fees fair and provides a broad scope of financial instruments. Great job! Keep on like this and get even better. 😉

Martin Bucek

5 days ago

Invited

Easy App to use.

Very straightforward App to use. App keeps me updated on a daily basis. I appreciate the up-to-date information.

Richard

5 days ago

Invited

Easy to use

Functional, easy to use app. Best investment platform in UK

Sam

5 days ago

Invited

Fantastic app

Fantastic app. Most user friendly and easily usable

Kerryann Thorn

5 days ago

Invited

Fantastic investment platform

Fantastic platform for the passive investor or active stock picker. Low fees, easy to use app and plenty of account options. Would love to see Junior ISAs/Junior SIPPs at some point. I’ve been using Trading 212 for a couple of years now and would thoroughly recommend them!

ML

5 days ago

Invited

Simple & Easy

I find the app very easy to use. Very simple. Would reccomend this way of saving to others.

Amanda B

82 days ago

Invited

Safe,simple and easy

Great website, easy to use. Regular updates. Sit back and do nothing. Couldn’t be simpler. Very happy.

Nigel

85 days ago

Showing some of our positive client reviews

Our awards

Frequently asked questions

What is a multi-currency account?

A multi-currency account like Trading 212 Invest allows you to hold money and trade in multiple currencies. This means you don't have to convert money and incur FX fees each time you trade in a different currency.

Which currencies does Trading 212 Invest support?

In your Trading 212 Invest account, you can hold a variety of currencies, including GBP, USD, EUR, CAD, CHF, DKK, NOK, PLN, SEK, CZK, RON, and HUF.

Can I hold multiple currencies in a Trading 212 ISA or a Trading 212 CFD account?

Currently, only the Invest account is a multi-currency account.

Can I convert funds between currencies directly in the Trading 212 app?

Yes, you can convert funds instantly. Even on weekends.

Do I pay an FX fee when converting funds?

With Trading 212 you convert funds at the live interbank rate, the same rate banks use to convert currencies with each other.

We charge only 0.15% FX fee on currency conversions!

No extra FX costs. You'll never pay more than 0.15%, even on weekends.

What is a primary currency?

The primary currency is the currency you choose when you initially open a Trading 212 account. It serves as the default currency for displaying your account value, positions, reports, statements, etc.

Can I change my primary currency?

Once selected during account setup, the primary currency can't be changed. However, you can hold funds and trade in any of the supported currencies:

GBP, USD, EUR, CHF, DKK, NOK, PLN, SEK, CZK, RON, CAD and HUF.

Can I select the deposit currency?

Yes, with Trading 212 Invest you can deposit funds in any of the supported currencies. This flexibility not only allows for more control over your account management and trading activity but can also help you avoid potential conversion charges from your bank.

Can I select the withdrawal currency?

Yes, you can withdraw funds in any currency. You can select one currency balance to withdraw from, and we will payout those funds in the selected currency.

We won't automatically convert funds when processing withdrawals. Please ensure that you manually convert your funds to the desired withdrawal currency before initiating the withdrawal request.

Please ensure the bank account you intend to withdraw to is in the same currency as your withdrawal. Otherwise, your bank may charge you an FX fee and potentially cause delays in the processing of your withdrawal.

Can I select the currency when placing orders?

Yes, when placing an order you can select between your primary currency and the asset's currency. Pay no FX fees on your trades by selecting the asset's currency.

Some examples:

Buying Tesla? Invest USD 💵
Buying Porsche? Invest EUR 💶
Buying Tesco? Invest GBP 💷

If you use "Number of shares" orders and the share price increases, only funds from the same currency will be used to cover the increased cost. Funds in other currencies won't be automatically converted to meet the price increase.

Can I combine multiple currencies in one order?

No, you can select one currency per order.

Do Pies support multi-currency balances?

Pies hold cash in your primary currency. When adding or taking out funds from your pies you have to use your primary currency balance, and currency conversions are charged at our standard FX fee of 0.15%. This includes any dividend reinvestments, which will again be processed in your primary currency.

Will you share interest on all currencies I hold?

With Trading 212, you earn interest on your uninvested cash with all currencies eligible for interest sharing. Please refer to our Terms page to check the current rates.

What happens to proceeds from dividends and other corporate actions?

Proceeds from dividends and other corporate actions are credited in your primary currency and are exempt from FX fee.

In which currency is my account value and account statement calculated?

Your account value is calculated and displayed in your primary currency.

Account statements are calculated and issued in your primary currency and include a breakdown of uninvested cash for each individual currency. They also include records of all currency conversion transactions, providing you with a comprehensive and transparent view of your multi-currency trading activities.