en

1 investing account.
12 global currencies.

Avoid FX fees. Deposit and invest across multiple currencies.

Get the app

Start investing

Watch the video

Get the app

Watch the video

Deposit in your preferred currency

Deposit and withdraw with the same currency as your bank account's currency to avoid conversion fees from your bank

Supported currencies

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GBP

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USD

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EUR

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CAD

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CHF

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DKK

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NOK

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PLN

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SEK

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CZK

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RON

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HUF

Trade in the asset’s currency. No FX fees.

  • instrument logo

    Buying Tesla?

    currency logo

    Invest USD

  • instrument logo

    Buying Porsche?

    currency logo

    Invest EUR

  • instrument logo

    Buying Tesco?

    currency logo

    Invest GBP

0.15% FX fee applies only when converting funds

  • instrument logo

    Buying Tesla?

    currency logo

    Invest USD

  • instrument logo

    Buying Porsche?

    currency logo

    Invest EUR

  • instrument logo

    Buying Tesco?

    currency logo

    Invest GBP

0.15% FX fee applies only when converting funds

Convert instantly.
Even on weekends.

With Trading 212 you convert funds at the live interbank rate, the same rate banks use to convert currencies with each other.

We charge only 0.15% FX fee on currency conversions!

No extra FX costs. You'll never pay more than 0.15%, even on weekends.

Learn more

If you enable interest, we will hold your cash in qualifying money market funds and banks. Otherwise, we will hold it only in banks. Interest applies on cash in an investment account. Terms apply. When investing, your capital is at risk.

Earn AER on

Get paid daily. Withdraw anytime.

Learn more

If you enable interest, we will hold your cash in qualifying money market funds and banks. Otherwise, we will hold it only in banks. Interest applies on cash in an investment account. Terms apply. When investing, your capital is at risk.

Start building wealth now

Join over 5 million clients

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All stats are global. The clients figure refers to lifetime funded accounts.

Excellent

Rated 4.6 / 5 based on 106,300 reviews on

Trustpilot

Rated 4.6 / 5 based on 106,300 reviews on

Trustpilot

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Excellent

Using Trading 212 has been a very productive and satisfying experience for me. Because the platform is user-friendly, dependable, and simple to navigate, investing is made to be a straightforward and convenient process. I am especially grateful for the user-friendly interface, the useful investment tools, and the capability to track the performance of my portfolio in real time.

Augusto Osvaldo Kombo

3 days ago

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I have had a fantastic experience with…

have had a fantastic experience with Trading 212. The app is modern, intuitive and incredibly easy to use, making investing feel accessible and straightforward. I particularly appreciate the clear layout, real-time updates and the ability to manage my investments conveniently in one place. The overall experience is smooth, efficient and user-friendly. Whether you are new to investing or more experienced, Trading 212 is an excellent platform that I would happily recommend to others. A brilliant app that makes investing simple!

Website User

3 days ago

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Easy to use and fantastic features

Easy to use and fantastic features

Vik

4 days ago

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Easy to operate app for everyone!

Easy to operate app for everyone!

Akshat Shah

4 days ago

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Good platform for all my investments in…

Good platform for all my investments in one place. I have ISA and recently transferred my SIPP. I have a general investment account link to 121 debit card.

Motiur Rahman Mot

4 days ago

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Awesome service and app

Awesome service and app. Well done guys :)

Alan

4 days ago

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Everything is just so easy to use

Everything is just so easy to use. You can see at a glance how everything is doing.

Miss MacLeod

4 days ago

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Just a great platform user friendly 0…

Just a great platform user friendly 0 commissions with the pie attachment whats not to like choosing 212 compared to other platforms is literally a no brainer

Mr Martin Mayne

4 days ago

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Great app easy to move money in/out…

Great app easy to move money in and out. Good to see how much interest you are making.

Darren

4 days ago

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Easy to use and intuitive

Easy to use and great dashboard to see what’s going on. Moved my stocks and shares ISA from Barclays and not looked back.

James Porritt

4 days ago

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Easy to use app

Easy to use app, simple processes, good rate of return and regular updates on interest earned.

Anne W

4 days ago

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Quick and easy

I found that it was quick and easy to open an account; transfer funds in and out, best of all, to sit back and watch the monies increase. I would recommend Trading 212

NordVPN Customer

4 days ago

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App is easy to use

The savings product i have has a good rate of return and I get daily updates. App is really easy to use

James

4 days ago

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212 has been a good discovery 6 years ago

212 has been a good discovery. Excellent platform for investment, secure and user friendly. Very good interest rate and good ISA

Miss Cinzia Porcedda

4 days ago

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Love it

Love it. Simple for a complete beginner to navigate. Perfect!

Gizmocrystal

4 days ago

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The best app around

The best app around, so easy to use and navigate… makes investing easy.

Hayden Smith

4 days ago

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Easy access to transfer money.

Easy access to transfer money. Daily updates regarding interest.

Patricia Campbell

4 days ago

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Great platform

Great platform, easy to navigate and buy/sell. Good statements are available.

Catherine Sherry From Scotland

4 days ago

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Trading 212 is very transparent

Trading 212 is very transparent, open and clear with their activities. No outrageous deductions or charges. I recommend it for everyone interested in investment

Ikutegbe Oghenetega

4 days ago

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Good and efficient

Good and easy to use with lots of products and investment options

Kareem

4 days ago

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Frequently asked questions

What is a multi-currency account?

A multi-currency account like Trading 212 Invest allows you to hold money and trade in multiple currencies. This means you don't have to convert money and incur FX fees each time you trade in a different currency.

Which currencies does Trading 212 Invest support?

In your Trading 212 Invest account, you can hold a variety of currencies, including GBP, USD, EUR, CAD, CHF, DKK, NOK, PLN, SEK, CZK, RON, and HUF.

Can I hold multiple currencies in a Trading 212 ISA or a Trading 212 CFD account?

Currently, only the Invest account is a multi-currency account.

Can I convert funds between currencies directly in the Trading 212 app?

Yes, you can convert funds instantly. Even on weekends.

Do I pay an FX fee when converting funds?

With Trading 212 you convert funds at the live interbank rate, the same rate banks use to convert currencies with each other.

We charge only 0.15% FX fee on currency conversions!

No extra FX costs. You'll never pay more than 0.15%, even on weekends.

What is a primary currency?

The primary currency is the currency you choose when you initially open a Trading 212 account. It serves as the default currency for displaying your account value, positions, reports, statements, etc.

Can I change my primary currency?

Once selected during account setup, the primary currency can't be changed. However, you can hold funds and trade in any of the supported currencies:

GBP, USD, EUR, CHF, DKK, NOK, PLN, SEK, CZK, RON, CAD and HUF.

Can I select the deposit currency?

Yes, with Trading 212 Invest you can deposit funds in any of the supported currencies. This flexibility not only allows for more control over your account management and trading activity but can also help you avoid potential conversion charges from your bank.

Can I select the withdrawal currency?

Yes, you can withdraw funds in any currency. You can select one currency balance to withdraw from, and we will payout those funds in the selected currency.

We won't automatically convert funds when processing withdrawals. Please ensure that you manually convert your funds to the desired withdrawal currency before initiating the withdrawal request.

Please ensure the bank account you intend to withdraw to is in the same currency as your withdrawal. Otherwise, your bank may charge you an FX fee and potentially cause delays in the processing of your withdrawal.

Can I select the currency when placing orders?

Yes, when placing an order you can select between your primary currency and the asset's currency. Pay no FX fees on your trades by selecting the asset's currency.

Some examples:

Buying Tesla? Invest USD 💵
Buying Porsche? Invest EUR 💶
Buying Tesco? Invest GBP 💷

If you use "Number of shares" orders and the share price increases, only funds from the same currency will be used to cover the increased cost. Funds in other currencies won't be automatically converted to meet the price increase.

Can I combine multiple currencies in one order?

No, you can select one currency per order.

Do Pies support multi-currency balances?

Pies hold cash in your primary currency. When adding or taking out funds from your pies you have to use your primary currency balance, and currency conversions are charged at our standard FX fee of 0.15%. This includes any dividend reinvestments, which will again be processed in your primary currency.

Will you share interest on all currencies I hold?

With Trading 212, you earn interest on your uninvested cash with all currencies eligible for interest sharing. Please refer to our Terms page to check the current rates.

What happens to proceeds from dividends and other corporate actions?

Proceeds from dividends and other corporate actions are credited in your primary currency and are exempt from FX fee.

In which currency is my account value and account statement calculated?

Your account value is calculated and displayed in your primary currency.

Account statements are calculated and issued in your primary currency and include a breakdown of uninvested cash for each individual currency. They also include records of all currency conversion transactions, providing you with a comprehensive and transparent view of your multi-currency trading activities.