en

1 investing account.
12 global currencies.

Avoid FX fees. Deposit and invest across multiple currencies.

Get the app

Start investing

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Get the app

Watch the video

Deposit in your preferred currency

Deposit and withdraw with the same currency as your bank account's currency to avoid conversion fees from your bank

Supported currencies

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GBP

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USD

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EUR

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CAD

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CHF

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DKK

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NOK

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PLN

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SEK

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CZK

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RON

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HUF

Pay no FX fees
by trading in the asset's currency

  • instrument logo

    Buying Tesla?

    currency logo

    Invest USD

  • instrument logo

    Buying Porsche?

    currency logo

    Invest EUR

  • instrument logo

    Buying Tesco?

    currency logo

    Invest GBP

0.15% FX fee applies only when converting funds

  • instrument logo

    Buying Tesla?

    currency logo

    Invest USD

  • instrument logo

    Buying Porsche?

    currency logo

    Invest EUR

  • instrument logo

    Buying Tesco?

    currency logo

    Invest GBP

0.15% FX fee applies only when converting funds

Convert funds instantly.
Even on weekends.

With Trading 212 you convert funds at the live interbank rate, the same rate banks use to convert currencies with each other.

We charge only 0.15% FX fee on currency conversions!

No extra FX costs. You'll never pay more than 0.15%, even on weekends.

Learn more

If you enable interest, we will hold your cash in qualifying money market funds and banks. Otherwise, we will hold it only in banks. Interest applies on cash in an investment account. Terms apply. When investing, your capital is at risk.

Earn AER on

Get paid daily. Withdraw anytime.

Learn more

If you enable interest, we will hold your cash in qualifying money market funds and banks. Otherwise, we will hold it only in banks. Interest applies on cash in an investment account. Terms apply. When investing, your capital is at risk.

Start building wealth now

Join over 5 million clients

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All stats are global. The clients figure refers to lifetime funded accounts.

Excellent

Rated 4.6 / 5 based on 95,199 reviews on

Trustpilot

Rated 4.6 / 5 based on 95,199 reviews on

Trustpilot

Invited

Instant access to my savings

Instant access to my savings. Easy to use app. Great interest!! Love that you can track it daily

Caroline

3 days ago

Invited

Good experience

App is easy to use, deposits and withdrawals are easy to make. Good service

Dee Templeton

3 days ago

Invited

Great experience

It’s great being able to see my investment grow with a good interest rate.

Julie Grice

3 days ago

Invited

Very easy to use

Easy to use Best platform I have used

David Connolly

3 days ago

Invited

Easy to do

Easy to do, clear instructions, straightforward and tidy software did what tge software needed to do.

Peter

3 days ago

Invited

Support for multiple accounts within a…

Support for multiple accounts within a single app User-friendly and intuitive interface Fast deposits, payments, and share purchases with minimal delays A clear dashboard that shows everything at a glance Easy navigation between accounts and investments Real-time updates on balances, transactions, and portfolio performance.

Marina

3 days ago

Invited

Easy to use

Easy to use, good interest rate, access to savings made easy.

Chrissie Griffiths

3 days ago

Invited

Easy to set up

Easy to set up, great interest rate , regular updates !

Angela Taylor

3 days ago

Invited

App is simple

App is simple, easy to use, many setting possibilities. Love it

Lubomir Loucky

3 days ago

Invited

The app works well and the whole set up…

The app works well and the whole set up is easy and is very clear. I really like it - so far.

Philip Press

3 days ago

Invited

Easy to use app

Easy to use app. Keeps me informed and easy to track

Julie Cook

3 days ago

Invited

The speed of transferring and withdrawing is the best on the market!!!

The simplicity of staying fully in control of my funds is excellent. The speed of transferring in and out of my account is excellent, so if I need to dip in on occasion my funds are in my current account within seconds. Likewise paying in is instant. Love it!!!

Johanna Watson

4 days ago

Invited

Great platform to start the investment and trading journey

The interface is user friendly and smooth. Easy to understand what's happening. Based on own research you can create your portfolio and track them. Alot of important stocks are available. I couldn't ask for more as a starter in the Investment world.

Marij Iqbal

4 days ago

Invited

Great interest rate

Great interest rate, easy to use app, sit back and watch your money grow

Linda

4 days ago

Invited

Very easy to invest and keep track of my investments Simple and easy to invest and keep…

Simple and easy to invest and keep track of my savings, with very good interest rates.

Dave

4 days ago

Invited

Great first time saver

Really quick and easy to use brilliant for a first time savings account.

Connor

4 days ago

Invited

User friendly and love investing…

User friendly and love investing Trading212 as Beginner.

Sewa Thapa

4 days ago

Invited

Lovely interface and low fees

Lovely interface and low fees Highly recommended for beginner investors

Beshoy Iskander

4 days ago

Invited

Easy app

Easy app, no fuss deposits and no fuss withdrawals.

Yas W

4 days ago

Invited

Good communication

I like the way you get a notification each day to tell you how much you’ve earned

Susan

4 days ago

Showing some of our positive client reviews

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Frequently asked questions

What is a multi-currency account?

A multi-currency account like Trading 212 Invest allows you to hold money and trade in multiple currencies. This means you don't have to convert money and incur FX fees each time you trade in a different currency.

Which currencies does Trading 212 Invest support?

In your Trading 212 Invest account, you can hold a variety of currencies, including GBP, USD, EUR, CAD, CHF, DKK, NOK, PLN, SEK, CZK, RON, and HUF.

Can I hold multiple currencies in a Trading 212 ISA or a Trading 212 CFD account?

Currently, only the Invest account is a multi-currency account.

Can I convert funds between currencies directly in the Trading 212 app?

Yes, you can convert funds instantly. Even on weekends.

Do I pay an FX fee when converting funds?

With Trading 212 you convert funds at the live interbank rate, the same rate banks use to convert currencies with each other.

We charge only 0.15% FX fee on currency conversions!

No extra FX costs. You'll never pay more than 0.15%, even on weekends.

What is a primary currency?

The primary currency is the currency you choose when you initially open a Trading 212 account. It serves as the default currency for displaying your account value, positions, reports, statements, etc.

Can I change my primary currency?

Once selected during account setup, the primary currency can't be changed. However, you can hold funds and trade in any of the supported currencies:

GBP, USD, EUR, CHF, DKK, NOK, PLN, SEK, CZK, RON, CAD and HUF.

Can I select the deposit currency?

Yes, with Trading 212 Invest you can deposit funds in any of the supported currencies. This flexibility not only allows for more control over your account management and trading activity but can also help you avoid potential conversion charges from your bank.

Can I select the withdrawal currency?

Yes, you can withdraw funds in any currency. You can select one currency balance to withdraw from, and we will payout those funds in the selected currency.

We won't automatically convert funds when processing withdrawals. Please ensure that you manually convert your funds to the desired withdrawal currency before initiating the withdrawal request.

Please ensure the bank account you intend to withdraw to is in the same currency as your withdrawal. Otherwise, your bank may charge you an FX fee and potentially cause delays in the processing of your withdrawal.

Can I select the currency when placing orders?

Yes, when placing an order you can select between your primary currency and the asset's currency. Pay no FX fees on your trades by selecting the asset's currency.

Some examples:

Buying Tesla? Invest USD 💵
Buying Porsche? Invest EUR 💶
Buying Tesco? Invest GBP 💷

If you use "Number of shares" orders and the share price increases, only funds from the same currency will be used to cover the increased cost. Funds in other currencies won't be automatically converted to meet the price increase.

Can I combine multiple currencies in one order?

No, you can select one currency per order.

Do Pies support multi-currency balances?

Pies hold cash in your primary currency. When adding or taking out funds from your pies you have to use your primary currency balance, and currency conversions are charged at our standard FX fee of 0.15%. This includes any dividend reinvestments, which will again be processed in your primary currency.

Will you share interest on all currencies I hold?

With Trading 212, you earn interest on your uninvested cash with all currencies eligible for interest sharing. Please refer to our Terms page to check the current rates.

What happens to proceeds from dividends and other corporate actions?

Proceeds from dividends and other corporate actions are credited in your primary currency and are exempt from FX fee.

In which currency is my account value and account statement calculated?

Your account value is calculated and displayed in your primary currency.

Account statements are calculated and issued in your primary currency and include a breakdown of uninvested cash for each individual currency. They also include records of all currency conversion transactions, providing you with a comprehensive and transparent view of your multi-currency trading activities.