Circle Q3 2026 earnings 📊

CIRCLE $CRCL Q3’26 EARNINGS HIGHLIGHTS 🔹 Revenue: $865M (Est. $778M) 🟢; +17% YoY 🔹 EPS: $0.84 (Est. $0.37) 🟢; +31% YoY 🔹 Adj. EBITDA: $317M (Est. $213M) 🟢; +85% YoY 🔹 Reserve Income: $658M (Est. $656.3M) 🟢; -8% YoY Affirms FY26 Guide: 🔹 Other Revenue: $310M-$330M 🔹 RLDC Margin: 41.7%-43.7% 🔹 Adjusted OpEx: $570M-$585M 2026-2028 Outlook: 🔹 USDC in Circulation: 40% CAGR Announcements: 🔹 Arc Mainnet: 100+ institutional and ecosystem builders on day one 🔹 Tazapay: $25B+ annualized payment volume; 60+ partners; 100+ markets 🔹 ARC Token: 10B-token initial supply; $182M presale revenue 🔹 Arc Community: 75,000+ members; 10,000 ambassadors; 1,200+ projects 🔹 Binance: $100M equity investment in Circle Other Q3 Metrics: 🔹 USDC Circulation: $73.9B; flat YoY 🔹 Average USDC: $73.3B; +8% YoY 🔹 Onchain Volume: $13.9T; +49% YoY 🔹 RLDC Margin: 52%; +1,291 bps YoY 🔹 Other Revenue: $207M; +627% YoY Key Updates: 🔹 Other Revenue: $207M incl. $182M ARC token presale; presale also lifted Adjusted EBITDA Comments: 🔸 “We also launched Arc on public mainnet with more than 100 institutional and ecosystem builders, giving them the infrastructure to build the next generation of financial applications. Together, we’re building the financial and economic infrastructure for the internet, and upgrading the system for a world where people, businesses, and AI agents all transact onchain.”

CRCL

Thoughts on the price of this end of the year ?

Up

Why suddenly market pumping

Divergence from crypto

Guys, I just wanted to share my thoughts. So I know a lot of noise is spewed out in the public domain about "coming off the dollar standard" and "death of the petrodollar". But just think about this logically: - US has the deepest capital markets, period. - US is a net exporter of oil AND they have Venezuela (which holds the most oil in the world, more than all the other exporters combined). - US military is essentially too big to fail; their defence industry is also immense. Circle, is being used almost exclusively for agentic commerce. It is integrated into Polymarket and Hyperliquid DEX. The owners of NYSE bought into ARC, Circle's native blockchain. And finally, Circle is the only publicly listed stablecoin company in the world. I don't dabble in PE or financial minutia, I look at the macroeconomy thematically. I've literally told you so many reasons why the dollar dominance in the global financial system will be maintained and how this will be so rapidly embedded onto blockchain rails worldwide whilst AI uses it exclusively in a multi-trillion dollar market. This isn't investment advice, it's actually me spewing my thought processes about something that is so insane that I am struggling to wrap my head around it. Anyways, if anyone had a similar thought process, hmu! 🚀

Understanding circle

Hi all, new here just wanted a quick question on circle, as far as I know it from some research I’ve done circles stock correlates with stable coins and interest rates, essentially kind of like Coinbase but less volatile and more consistent ? Circle = stable coins, interest rates and yields Coinbase = all crypto Micro strategy = bitcoin Thankful for any input 🫡

Key insights

Whats going well? Holding above 79.5 - 84.5. 💪 Magnet zones 🧲 126 - 146 182 - 225 Good gaps between the zones.